The business and tax landscapes have changed dramatically, and the pace and complexity of change continues to increase. Governments are tempering the need for revenue with increased competition for labor and capital. Tax authorities are adapting their enforcement strategies, focus and policies in response to the changing dynamics of business. Developers and many companies are balancing competing priorities, ensuring they maintain compliance while adding value.

We can assist you with these critical issues in today’s tax environment. Over the years, the financial services industry has developed specific uses for tax-exempt asset transfer strategies, for both personal and business needs. When you choose any of the following strategies, you are taking advantage of tried-and-true solutions currently benefiting many thousands of investors across Canada.

Estate Asset Transfer Strategies
We provide a tax-advantaged strategy for withdrawing cash from your company and transferring assets to your estate.

How much of your corporation’s growth is lost to tax? It’s a question facing every business owner. A Corporate Asset Transfer strategy is one way to protect the value of your business and also be sure to unlock those assets for personal use at retirement. Your corporation will accumulate growth, within certain legislative limits, without paying income tax on the growth.

You experience significant benefits. In certain circumstances, the proceeds at death are received tax-free by the beneficiary private corporation and credited to the capital dividend account (CDA). Capital dividends may be paid to the balance in the CDA as a tax-free capital dividend to surviving shareholders (or the estate) to provide funds that can address succession or taxation issues.
Shelter a portion of corporate profits from taxation
Normally, excess corporate funds stay trapped within the company, attracting high taxation no matter how you manage the funds. But with tax-exempt planning strategies, there’s a way to tax-shelter your surplus as a corporate investment, and ultimately have the funds go to you, tax-free.
Enhance the funding of a buy-sell agreement
When you choose tax-exempt planning strategies to fund a buy-sell agreement, the built-in savings component opens up additional opportunities. For example, co-owners can turn the tax-sheltered savings into supplementary retirement income.